“Don’t put off until tomorrow what you can do today.” -Benjamin Franklin

Talking to your parents about their finances isn't as difficult as it might seem. That's because there are several ways to start the conversation. Here are 10 tried and true approaches.

Inflation is likely to worsen forcing many older Americans to become miserly or creative. With the Federal Reserve planning to enact a series of interest rate hikes, transforming mortgage debt into the asset of a loan with no required installment payments not only frees up much-needed cash each month, it allows the prudent to prepare for what may be one of the most tumultuous economic periods in American history.

Consuming enough water each day is also good for our bodies and our overall well-being. Additionally, if we don’t get enough water our bodies get dehydrated, which can negatively impact our bodily functions. In this article, we’ll share some of the most important benefits of drinking water.

12 Kirkland Products Retirees Should Buy at Costco. As a regular Costco shopper, I've learned over the years that some of the best values can be found in the warehouse club's own Kirkland Signature line of products. Many of these exclusive items hold unique appeal to retirees as well as near-retirees like me.

10 Helpful Home Care Tips for Spring. Keeping your home comfortable and safe is a priority. That is why we wanted to remind you of these 10 simple, but important tasks.

[Testimonial] With a beautiful home overlooking the Sunset Strip, Keith and Julianne had tremendous home equity growth from the last couple of decades. Instead of moving or living differently in retirement, they found that a Reverse Mortgage gave them the ability to continue to enjoy their lifestyle.

With home prices rising six times as fast as personal income it becomes clear that today’s housing market is both artificial and unsustainable. While the frenzy will eventually subside it won’t stop this spring which marks the height of the home buying season.

If if you are looking to buy or refinance and have significant assets, but make little-to-no income an Asset Qualifier Loan may be a great option to consider.

When you think of early technology adopters, most likely millennials and the younger generation comes to mind. However with Virtual Reality (VR), seniors appear to be among those taking advantage of this cutting-edge technology to better their lives.

What are older homeowners living on a meager income to do about credit card debt and rising inflation?

While we cannot stop inflation we can find a creative means to help curtail its impacts. Inflation is here and it is real. Now, what are you going to do to deal with it? What’s your plan? Are you willing to reduce your standard of living?

The opening lines of the final entry in Zelda’s journal—a 270-page leather-bound journal she wrote small entries in almost every morning during the final decade of her life. In it, she reflected on lessons she had learned, lessons she was still learning, and the experiences that made these understandings possible. I'm honored to share them with you.

Gratitude is the expression of appreciation for what one has. It is a recognition of value independent of monetary worth. Spontaneously generated from within, it is an affirmation of goodness and warmth. This social emotion strengthens relationships. Gratitude is like a miracle pill that gives us these 14 incredible benefits: 

Despite being one of the largest Cost of Living Increases in nearly 40 years, Seniors may still find themselves short of cash because of these two factors…

An extensive study in the U.S. found that the most productive age in human life is between 60-70 years of age.

The 2nd most productive stage is from 70 to 80 years of age

The 3rd most productive stage is from 50 to 60 years of age

What is Home Equity? Home equity is the difference between the balance on your mortgage and your home’s current market value. For example, if you owe $90,000 on your home loan and your property is worth $350,000, your home has $260,000 of equity.

💗 “There’s nowhere else I’d rather live.–Linda”💗 Watch her testimonial today. Linda worked with her mortgage broker to learn how a reverse mortgage could help her actually save money each year even after she paid off her mortgage, paid off most of her credit card debt, and even set aside cash for emergencies that is earning interest.

Adults 60 and over are returning to school in droves to train in entirely new areas, often centered around social issues such as the environment, health, education, and social services. Educational innovation, from lifelong learning to distance classes via the Internet, is proliferating to keep pace with this changing demographic. But where are the resources to pay for this transition training?

WHAT'S YOUR RETIREMENT READINESS QUOTIENT?

Retirement is a significant stage in life that can cause a number of different emotions depending on how well prepared you are, not only financially but mentally.

Some of my clients have a very clear picture of their retirement and have been working towards achieving their vision for many years while others are not there yet emotionally, mentally or financially to make the transition.